Compare the costs of renting and buying equivalent homes
Now that you have decided, how about a floating house for $4Million
Don't eat the skin of the apple if it's coated with wax. Check before you eat, many of the fruits here in Gulf, WAX is being used as preservation purposes and then cold stored. You might be surprised especially apples from USA and other parts are more than one year old, though it would look fresh.
He is often called the Richard Branson of Bangalore, he wears bracelets, earrings, sunglasses and dyes his hair and beard. He also has a genuine and longstanding love of motor racing, and that is why India’s most colorful billionaire investor, executive and entrepreneur Vijay Mallaya finalized a deal this month to buy the Spyker Formula One team for €88 million from the Dutch car company.
There is also been rumors that he would be teaming-up with Naren Karthikeyan
The Teams logo would probably look like the one on Mallaya’s hat
A professor stood before his Philosophy class and had some items in front of him.
When the class began, wordlessly, he picked up a very large and empty mayonnaise jar and proceeded to fill it with golf balls.
He then asked the students if the jar was full.
They agreed that it was.
The professor then picked up a box of pebbles and poured them into the jar.
He shook the jar lightly. The pebbles rolled into the open areas between the golf balls.
He then asked the students again if the jar was full.
They agreed it was.
The professor next picked up a box of sand and poured it into the jar.
Of course, the sand filled up everything else.
He asked once more if the jar was full.
The students responded with a unanimous “yes.”
The professor then produced two cups of coffee from under the table and poured the entire contents into the jar, effectively filling the empty space between the sand.
The students laughed.
“Now,” said the professor, as the laughter subsided, “I want you to recognize that this jar represents your life.
“The golf balls are the important things – your God, family, your children, your health, your friends, and your favorite passions – things that if everything else was lost and only they remained, your life would still be full.
“The pebbles are the other things that matter like your job, your house, and your car.
“The sand is everything else–the small stuff.
“If you put the sand into the jar first,” he continued, “there is no room for the pebbles or the golf balls.
“The same goes for life.
“If you spend all your time and energy on the small stuff, you will never have room for the things that are important to you.
“Pay attention to the things that are critical to your happiness.
Play with your children.
“Take time to get medical checkups.
“Take your partner out to dinner.
“Play another 18.
“There will always be time to clean the house and fix the disposal.
“Take care of the golf balls first, the things that really matter.
“Set your priorities.
“The rest is just sand.”
One of the students raised her hand and inquired what the coffee represented.
The professor smiled. “I’m glad you asked.
“It just goes to show you that no matter how full your life may seem, there’s always room for a cup of coffee with a friend.”
An ideal down payment is at least 20% with a 10% set aside for emergencies, if it is possible at all.
Avoid private mortgage insurance
If you borrow more than 80% of the home’s value, you’ll usually have to pay private mortgage insurance, which protects the lender if you default on your loan. That tends to cost 0.5% to 1% of the loan value, up to $3,500 per year on a $350,000 home, or $5,000 on a $500,000 home. It’s money that doesn’t go toward your principal or interest.
Lower your payments
Lower your rate
have some equity in case one has to move earlier than expected.
“In the early years, you aren’t building any equity with the mortgage payment,” Eisenberg says. “If the market changes or your personal circumstances change and you’re forced to sell, you could lose money” if you made little or no down payment. The equity in your home can also give you an extra source of cash in an emergency.
Apparently, it doesn’t. Best news I’ve heard in a while.
Is Lance Armstrong excessively lean because he burns off a few thousand calories a day cycling, or is he driven to expend that energy because his body is constitutionally set against storing calories as fat? If his fat tissue is resistant to accumulating calories, his body has little choice but to burn them as quickly as possible: what Rony and his contemporaries called the “activity impulse”—a physiological drive, not a conscious one. His body is telling him to get on his bike and ride, not his mind. Those of us who run to fat would have the opposite problem. Our fat tissue wants to store calories, leaving our muscles with a relative dearth of energy to burn. It’s not willpower we lack, but fuel.
Read the full story. Very very interesting and don’t be put off by it’s length. You will thank me or curse me for this.